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Discuss How to Win the Best Car Finance Deal? in the Finance and Insurance forum at Car Dealer Forums; Suppose you are in a finance and insurance office finalizing a deal regarding financing with ...
  1. #1
    Senior Member RatiRut's Avatar
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    Default How to Win the Best Car Finance Deal?

    Suppose you are in a finance and insurance office finalizing a deal regarding financing with the dealer and obviously it is indeed stressful .The worries of how in future this deal may pinch your mind and to avoid such situation you should be thinking on following aspects.The Interest rate, term of the loan, down payment, rebates, and monthly payments: Don't forget to negotiate on interest rate. You must Have Full Knowledge of every element on your contract and it has to be spot on. Don't sign until you're satisfied that all of the numbers have been filled out correctly.What about Extended warranties: Well, what about them? They are always offered for your new car. But another point of view is that now days the warranties itself are enough that you don't need it to be extended. You can get discounts just by being watchful here.


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    Are you sure this is good advice or are you making this up?

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    Rust protection, undercoating, fabric protection and paint protection: Rust Perforation Warranty is a must as you don't want your car to be messed up with an iron virus, don't you? Same goes for Fabric and Paint protection as they are essentials in maintenance of your new car.Moreover, fabric protection and paint protection mainly depends on you and not the manufacturer so help yourself. Buy a polymer sealant car wax and protect the paint of your car. The paint protection the dealer applies has to be reapplied every six months, never forget this.If these things are already on the car, then negotiate the price down to something reasonable. Since there is usually a 100% markup, start at 50% of the asking price for each item is a good idea .


    Alarm systems and window etching:Although stolen car is no better to any one and you surely need to protect your car from thieves at any cost what so ever, yet there must not be exaggeration in the name of security in your car deal. Buying it from a store and comparing it with the one offered in deal can make a difference of 400-500 $ and every penny counts while buying or selling.Window etching is etching of Vehicle Identification Number (VIN) on all of the vehicle's windows to keep thieves at a distance and give you a slight safeguard and edge over them. You must check this necessary item on your list.

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    Thanks for the information, i think you got it perfectly alright, it is all about finding the best place to discuss many things in a single post.

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